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Articles Posted in Insureds

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Are You a “You”? Don’t Ignore CGL Policies’ Separation of Insureds Clause

What a difference a word makes! Today’s words are “the,” “an,” “any,” and especially “you.” Most Commercial General Liability policies include a coverage enhancement known as a “separation of insureds” or “severability of interests” clause. This clause states that the policy’s coverage is to apply “separately” to each insured against…