Articles Posted in Terrorism

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The Las Vegas massacre. The Ariana Grande concert bombing in Manchester, England. The Pulse nightclub in Orlando. The concert hall attack in Paris. The mass shooting at a movie theater in iStock-663856114-crisis-police-300x200Aurora, Colorado. The quickening drumbeat of attacks on companies and businesspeople that host public events and on those who oversee public areas and venues—such as musicians and concert organizers, hotels and concert venues—has created a surge of interest in terrorist insurance.

When looking for insurance, you should make sure you look beyond terrorism. While terrorism insurance is an indispensable piece of the puzzle, in the event you need to use the coverage, you are as likely—or more likely—to find that your CGL and property policies provide the answer.

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The recent bombings at the Brussels Airport and Maalbeek metro station are another sobering reminder of how much vigilance is needed to protect against these kinds of public health and safety from attacks. They show once again that violence—whether resulting from terrorism or otherwise—can occur any time at any place, and can have far-reaching impacts.

Risk management programs should generally include measures to reduce the risk of violent attacks, such as security policies and procedures. At the same Terrorism pic_Blogtime, companies should also prepare for the possibility that precautions are not enough to prevent all attacks. As a result, preparations should also include steps such as creating a comprehensive crisis response plan as well as reviewing the “terrorism” provisions in the company’s insurance policies.

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